Modern Plus Insurance Services | Smart Auto Insurance Made Simple

Comprehensive

Full protection against theft, vandalism, weather events, and non-collision damage. Sleep soundly knowing your vehicle is truly covered.

Collision

Pays for damage from collisions with another car or object, regardless of fault. Fast-tracked claims with priority processing.

Liability

Protects you if responsible for injuring others or damaging their property. High-limit options for complete financial security.

Uninsured Motorist

Shields you when an at-fault driver carries no insurance. Critical protection in an increasingly complex driving environment.

Rental & Travel

Never stranded without wheels. Rental reimbursement and roadside assistance ensure your life keeps moving.

Collector & Exotic

Agreed-value coverage for classic, vintage, and exotic vehicles. Specialist appraisals and concierge claims service.

01

Get a Quote

Fill out our streamlined form. A licensed agent reviews every submission in person — no instant pricing illusions.

02

Choose Coverage

Work with a bilingual advisor to build the exact coverage package for your vehicle, lifestyle, and budget.

03

Get Protected

Once you sign, your policy activates and digital proof of insurance is delivered to your phone immediately.

04

We Handle the Rest

If the unexpected happens, our claims team takes over so you can focus on getting back to normal.

“After my accident, Modern Plus had a claims rep on the phone within twenty minutes. My car was repaired and back on the road in days. Exceptional.”

Marcus D.

Sport Sedan Owner, Los Angeles

“I have three classics in my collection. Modern Plus is the only insurer that truly understood agreed-value coverage when I called.”

Renata L.

Classic Car Collector, Miami

“Switched from my old provider and saved on the year with better coverage. The onboarding was completely painless and bilingual the entire way.”

James W.

Family Sedan Owner, Chicago